Credit Services

Personal & Business

Credit Analysis & Strategy Development

  • Review of all personal and business credit reports

  • Identification of negative items, errors, and credit opportunities

  • Customized 99-day repair and improvement strategy

Credit Dispute Services

  • Preparation and filing of disputes with Experian, TransUnion, and Equifax

  • Support for removal of inaccuracies, late payments, collections, charge-offs

Debt Management Guidance

  • Strategies for lowering credit utilization and improving credit mix

  • Budgeting and payoff structure assistance

Business Credit Development

  • EIN registration support (if needed)

  • Guidance on vendor accounts, trade lines, and D-U-N-S number

  • Assistance in building a business credit profile

Ongoing Support & Monitoring

  • Monthly credit status check-ins

  • Access to credit-building resources and education

Build it. (Packages)

Essentials Package

Full 99-day strategy plan

Personal credit disputes (up to 10 items per bureau)

Budgeting + utilization strategy

One business credit consultation

Growth Package

Everything in Essentials

Ongoing credit monitoring support

Dispute follow-ups

Monthly coaching check-ins

Business credit profile assistance

Executive Package

All Essentials + Growth features

Tradeline strategy + secured credit support

Business credit card guidance

Vendor and trade line setup for business credit

Personal + business credit score tracker tools

Authorized user consultation

2x weekly text/email check-ins